You can do this on the web. You will need the kind password and you will account amount of your existing loan, which you are able to select through your internet sites financial otherwise Virgin Currency app, otherwise of the calling our very own support team into 0800 121 7365.
If the number we need to obtain is ?seven,500 or higher, and less than fifty% from it is for personal debt cost with us, you might be in a position to offer brand new fees period over half a dozen otherwise seven years.
For many who skip a fees we might use money in other profile you have with our company, which has Clydesdale and you will Yorkshire Bank, to spend the fresh new overlooked percentage.
Before you apply
To apply for that loan you truly need to have good Virgin Money newest membership or be a beneficial Clydesdale Lender, Yorkshire Bank or B consumer. If you do not have any of them issues but wanted to make use of, make an effort to unlock a Virgin Money latest membership first.
Before applying for a financial loan in the cellular financial app you will have the choice to evaluate your qualification and no effect on your credit score.
For those who use ranging from 8am and you will 10pm, Monday in crucial link order to Saturday, or ranging from 8am and 9pm toward Weekends, we shall make an effort to leave you an immediate online choice. If we cannot do that unconditionally, or you over the application at the an alternate big date, we’ll tell you the effect within a few business days.
Sorry, zero. Yet not, we’re available on 0800 707 6471, otherwise +forty-two 141 951 7320 if you’re overseas, to help with the job.
- Your address throughout the early in the day 3 years (such as the postcodes).
- Title of employer, the new go out your been working around, together with complete matter you get repaid (prior to income tax).
- Your own mobile count, so you’re able to create websites and you may cellphone banking.
- Details about the month-to-month costs, together with your financial or rent, one established personal bank loan money, handmade cards and/or hire purchase plans (always for the auto).
Certainly. We are able to promote those who work in highest printing, braille otherwise audio platforms – just name 0800 707 6471 for more facts.
Doing The application
No problem. As long as you done your application contained in this 28 times of starting it, you could potentially mouse click otherwise tap new ‘Rescue and you may Exit’ button as often as you need so you can. Discover returning to it when you such as for example, see our very own money webpage and click otherwise faucet toward ‘Finish your own application’.
We can’t were every single employment identity toward all of our checklist; it will be too long! Should your certain jobs actually listed, purchase the one that matches it top. If you’re not sure just what that’s, provide the class a visit for the 0800 707 6471 and they will support you in finding it.
For people who very own twenty-five% or maybe more out of a corporate, and also have accomplished for more than a couple of years, we think people because the care about-functioning. We’re going to you need evidence of your income, meaning that we are going to want to see:
- Three years of complete profile (audited otherwise low-audited) – zero write copies, please!
- 24 months out of complete membership (audited otherwise non-audited), as well as a projected 3rd 12 months from your own accountant.
We’re sorry, however if you have been thinking-employed for lower than 24 months you simply can’t apply for good Personal bank loan, unless your existing occupation is related to the prior you to definitely.
Sure, you might. A keen apprenticeship counts while the a predetermined-name bargain towards the purposes of trying to get an unsecured loan, thus that’s what you ought to inform us in your app. Prior to you begin, think of how you would coverage repayments in the event your apprenticeship is to finish through to the final installment arrives.